Manycar insurance policies are still sold for one year. However to match the flexible driving needs ofseveralof today’s drivers, temp insurance is now available for much shorter periods of time.
A widely accepted definition oftemporaryautoinsurance is short terminsurancelasting from a minimum of one day to one month. However, there are now a number of specialist insurance companies who now offer flexibleinsurancefor between one to six months.
Flexible policies for one month or more are even available for drivers on a pay as you go basis. This gives the benefit of not having to pay for insurance when it will not be required.
There areseveralreasons and situations where drivers may take outcar insurance for four months. One of the most common is making sure you are protected when borrowing a friends vehicle. Although you may be able to drive another vehicle on your annual policy, taking out an additional policy for this could protect any no claims bonus built up. This could therefore be an attractive option for more experienced drivers.
Another reason short termvehicleinsurance is taken out is to providecoverfor an additional driver so driving can be shared on a longer trip or vacatio.
Insuring a foreign guest while they are visiting is popular reason. As is needing short term cover when taking a newly purchased vehicle home. Taking a car test drive and requiringcoverfor a day or weekend can be another reason.
Manyof us who drive a van, won’t actually own it. This can be wherefour month van insurance is required, when you are borrowing a van for a range of scenarios.
For thoseridersthat are planning a summer road trip,four month bike insurance could be a solution if thebikeyou are riding is not one you use regularly. This could be cost effective if they only ride themotorbikeoccasionally.